Today has been one of those crappy days. It's April but according to mother nature it's definately not spring, yet. The snow is falling. Just enough to make one sigh. The wind is gusting giving the air a bitter freeze.
I would much rather go back to last week where we had beautiful sunny skies. The rays would shine down putting a gleaming smile on everyone's face. Everyone was in a great mood last week. No doubt do to the weather.
Today, I took the day off of work. I shouldn't have but I needed it. Not only did I need the time away from the office; but, today we started house hunting. You see, it's my goal to be in a new house by August of this year. This has been my goal for years. August 2007 I vowed to be in a new house. Time is closing in on me. We've looked at houses in the past. We've even found a few we loved. But the timing just wasnt right. Whether it was financial reasons or just being scared to make such a huge commitment. The time has come to put those fears behind me and make that leap forward.
I called my financial institution this morning. Gave them my details. The kind lady indicated she'd have to call me back after running my credit report, etc. I waited anxiously for her call. Fearing I would not be accepted for a new home loan.
As soon as the call came through my heart sank into my stomach. I was about to be told that my dreams of being in a new home this summer were unrealistic. Unless of course I won the lottery. To my big surprise she told me just the opposite. She explained the details of a loan within which I qualify.
100% Baby!! And, in some cases 125% of the purchase price. I'm extatic!! She continued to tell me the only front money I will need to provide will be the closing costs. No biggie, I can put that into my Offer to be split between us and the sellers.
I'm going to get a house. I'm going to get a house. I'm going to get a house! I cannot stop from singing those six words! So far we've looked at a few today and I find potential in most, but I'm not in love with any. We will go and see another house in about 15 minutes. I'm hoping to fall for it. It has a 24 foot pool in the back yard. I just want the rest of it to be as great!
I'm so excited and will be sure to keep you informed as we go through this major life changing process!!
Wish me luck :-)
Happy Days
